:root {
  --navy-950: #121119;
  --navy-900: #1b1a28;
  --navy-800: #242233;
  --navy-700: #353249;
  --gold: #e38c2c;
  --gold-600: #a95f1a;
  --gold-100: #fcefe2;
  --ink: #221f2e;
  --muted: #6a6370;
  --line: #efe4d8;
  --bg: #fffbf6;
  --bg-soft: #fcf1e6;
  --radius: 18px;
  --max: 1180px;
  --shadow-sm: 0 1px 2px rgba(27, 26, 40, .06), 0 2px 8px rgba(27, 26, 40, .05);
  --shadow-md: 0 14px 34px -14px rgba(27, 26, 40, .22);
  --shadow-lg: 0 34px 70px -24px rgba(27, 26, 40, .38);
  --ease: cubic-bezier(.2, .7, .2, 1);
  --serif: "Fraunces", Georgia, serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--sans); font-size: 16.5px; line-height: 1.65; color: var(--ink); background: var(--bg); -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; }
a { color: var(--navy-700); }
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.12; letter-spacing: -.01em; color: var(--navy-900); margin: 0 0 .5em; }
h1 { font-size: clamp(2.5rem, 5.6vw, 4.3rem); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
h3 { font-size: 1.25rem; letter-spacing: 0; }
p { margin: 0 0 1em; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.skip-link { position: absolute; left: -9999px; top: 12px; z-index: 200; background: var(--navy-900); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { left: 16px; }

/* Opening screen (home page, once per visit) */
.intro { display: none; }
html.intro-on .intro { position: fixed; inset: 0; z-index: 300; display: grid; place-items: center; background: radial-gradient(700px 400px at 50% 45%, #1d1b27 0%, #07060a 70%); cursor: pointer; animation: intro-out .9s var(--ease) 2.3s forwards; }
html.intro-on .intro.skip { animation: intro-out .5s var(--ease) forwards; }
html.intro-hold { overflow: hidden; }
html.intro-hold main * { animation-play-state: paused !important; }
.intro-inner { display: flex; flex-direction: column; align-items: center; text-align: center; }
.intro-mark { width: 64px; height: 64px; margin-bottom: 26px; border-radius: 16px; display: grid; place-items: center; border: 1px solid rgba(227, 140, 44, .5); color: var(--gold); font-family: var(--serif); font-size: 2rem; font-weight: 600; opacity: 0; animation: intro-in 1s var(--ease) .2s forwards; }
.intro-name { color: #fff; font-family: var(--serif); font-size: clamp(2.8rem, 8vw, 5rem); font-weight: 500; letter-spacing: .02em; line-height: 1; opacity: 0; animation: intro-name 1.4s var(--ease) .5s forwards; }
.intro-line { width: 0; height: 1px; margin: 24px 0 18px; background: linear-gradient(90deg, transparent, var(--gold), transparent); animation: intro-line 1.2s var(--ease) 1s forwards; }
.intro-sub { padding-left: .42em; color: var(--gold); font-size: .78rem; font-weight: 600; letter-spacing: .42em; text-transform: uppercase; opacity: 0; animation: intro-in 1s var(--ease) 1.3s forwards; }
@keyframes intro-in { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
@keyframes intro-name { from { opacity: 0; filter: blur(10px); letter-spacing: .14em; } to { opacity: 1; filter: blur(0); letter-spacing: .02em; } }
@keyframes intro-line { to { width: 220px; } }
@keyframes intro-out { to { opacity: 0; visibility: hidden; } }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255, 255, 255, .8); -webkit-backdrop-filter: saturate(180%) blur(14px); backdrop-filter: saturate(180%) blur(14px); border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s, background .3s; }
.site-header.scrolled { background: rgba(255, 255, 255, .94); border-color: var(--line); box-shadow: 0 8px 24px -14px rgba(27, 26, 40, .2); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 76px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy-900); }
.brand-mark { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; background: linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: var(--gold); font-family: var(--serif); font-size: 1.35rem; font-weight: 600; box-shadow: inset 0 0 0 1px rgba(227, 140, 44, .35), var(--shadow-sm); transition: transform .5s var(--ease); }
.brand:hover .brand-mark { transform: rotate(-8deg) scale(1.05); }
.brand-name { font-family: var(--serif); font-size: 1.14rem; font-weight: 600; line-height: 1.1; }
.brand-name small { display: block; margin-top: 3px; font-family: var(--sans); font-size: .64rem; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--muted); }
.nav { display: flex; align-items: center; gap: 30px; }
.nav a { position: relative; text-decoration: none; color: var(--ink); font-size: .95rem; font-weight: 500; }
.nav a:not(.btn)::after { content: ""; position: absolute; left: 0; right: 0; bottom: -6px; height: 2px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform .35s var(--ease); }
.nav a:not(.btn):hover::after, .nav a:not(.btn)[aria-current="page"]::after { transform: scaleX(1); }
.nav a.btn, .nav a.btn[aria-current="page"] { color: #fff; }
.nav-toggle { display: none; width: 46px; height: 46px; flex-direction: column; align-items: center; justify-content: center; gap: 5px; border: 1px solid var(--line); border-radius: 12px; background: #fff; cursor: pointer; }
.nav-toggle span { display: block; width: 20px; height: 2px; border-radius: 2px; background: var(--navy-900); transition: transform .35s var(--ease), opacity .25s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Buttons */
.btn { --btn-bg: var(--navy-900); position: relative; isolation: isolate; overflow: hidden; display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 14px 26px; border: 0; border-radius: 999px; background: var(--btn-bg); color: #fff; font: 600 .98rem/1 var(--sans); text-decoration: none; cursor: pointer; transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.btn::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(120deg, transparent 30%, rgba(255, 255, 255, .3) 50%, transparent 70%); transform: translateX(-120%); transition: transform .8s var(--ease); }
.btn:hover { transform: translateY(-2px); box-shadow: 0 14px 26px -12px rgba(27, 26, 40, .5); }
.btn:hover::before { transform: translateX(120%); }
.btn .arrow { transition: transform .3s var(--ease); }
.btn:hover .arrow { transform: translateX(4px); }
.btn-gold { --btn-bg: linear-gradient(135deg, #eea04a, var(--gold-600)); color: #1b1a28; }
.btn-ghost { --btn-bg: rgba(255, 255, 255, .06); color: #fff; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .3); }
.btn-ghost:hover { --btn-bg: rgba(255, 255, 255, .12); box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .5); }

/* Shared dark backdrop */
.grid-bg { position: relative; overflow: hidden; }
.grid-bg::before { content: ""; position: absolute; inset: 0; pointer-events: none; background-image: linear-gradient(rgba(255, 255, 255, .05) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .05) 1px, transparent 1px); background-size: 56px 56px; -webkit-mask-image: radial-gradient(ellipse at 70% 20%, #000 15%, transparent 70%); mask-image: radial-gradient(ellipse at 70% 20%, #000 15%, transparent 70%); }
.grid-bg > .container { position: relative; }
.orb { position: absolute; border-radius: 50%; filter: blur(70px); pointer-events: none; animation: float 16s ease-in-out infinite; }
.orb-1 { width: 440px; height: 440px; top: -140px; right: -90px; background: #b5621c; opacity: .55; }
.orb-2 { width: 340px; height: 340px; bottom: -160px; left: 8%; background: var(--gold); opacity: .2; animation-delay: -7s; }
@keyframes float { 0%, 100% { transform: translate(0, 0) scale(1); } 50% { transform: translate(-34px, 44px) scale(1.08); } }

/* Hero */
.hero { background: radial-gradient(1100px 560px at 85% -10%, #4a3530 0%, transparent 60%), linear-gradient(160deg, var(--navy-900), var(--navy-950)); color: #fff; padding: 104px 0 136px; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 64px; align-items: center; }
.hero h1 { color: #fff; }
.hero h1 em, .why-quote em { font-style: italic; color: var(--gold); }
.hero-lead { max-width: 560px; font-size: 1.18rem; color: #e6dcd3; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.hero-meta { display: flex; flex-wrap: wrap; gap: 12px 24px; margin-top: 36px; color: #bfb3aa; font-size: .9rem; }
.hero-meta span { display: inline-flex; align-items: center; gap: 8px; }
.hero-meta svg { color: var(--gold); }
.rise { animation: rise 1s var(--ease) both; animation-delay: calc(var(--d, 0) * 120ms); }
@keyframes rise { from { opacity: 0; transform: translateY(28px); } to { opacity: 1; transform: none; } }

/* Hero card */
.hero-visual { perspective: 1100px; }
.hero-tilt { transform: rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)); transform-style: preserve-3d; transition: transform .5s var(--ease); }
.hero-card { position: relative; padding: 30px; border-radius: 24px; background: linear-gradient(160deg, rgba(255, 255, 255, .13), rgba(255, 255, 255, .04)); border: 1px solid rgba(255, 255, 255, .16); -webkit-backdrop-filter: blur(18px); backdrop-filter: blur(18px); box-shadow: var(--shadow-lg); animation: bob 7s ease-in-out infinite; }
@keyframes bob { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
.hc-head { display: flex; align-items: center; gap: 14px; margin-bottom: 20px; }
.hc-shield { width: 48px; height: 48px; flex-shrink: 0; border-radius: 13px; display: grid; place-items: center; background: rgba(227, 140, 44, .15); color: var(--gold); }
.hc-shield path { stroke-dasharray: 80; stroke-dashoffset: 80; animation: draw 1.6s .6s var(--ease) forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
.hc-title { font-weight: 600; color: #fff; }
.hc-sub { font-size: .82rem; color: #bfb3aa; }
.hc-row { display: flex; align-items: center; justify-content: space-between; padding: 13px 0; border-top: 1px solid rgba(255, 255, 255, .09); color: #efe6dd; font-size: .95rem; }
.hc-check { width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; background: rgba(227, 140, 44, .16); color: #f2ad5e; opacity: 0; transform: scale(.4); animation: pop .5s var(--ease) forwards; animation-delay: calc(1.2s + var(--i) * .35s); }
@keyframes pop { to { opacity: 1; transform: scale(1); } }
.hc-foot { display: flex; justify-content: space-between; margin-top: 22px; font-size: .82rem; color: #bfb3aa; }
.hc-bar { height: 8px; margin-top: 10px; border-radius: 99px; background: rgba(255, 255, 255, .1); overflow: hidden; }
.hc-bar span { display: block; width: 0; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--gold), #f6b86e); animation: fill 2.8s 1s var(--ease) forwards; }
@keyframes fill { to { width: 88%; } }

/* Trust strip */
.trust { position: relative; z-index: 2; margin-top: -58px; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow-md); overflow: hidden; }
.trust-item { display: flex; align-items: flex-start; gap: 14px; padding: 26px; }
.trust-item + .trust-item { border-left: 1px solid var(--line); }
.trust-item svg { flex-shrink: 0; margin-top: 3px; color: var(--gold-600); }
.trust-item strong { display: block; color: var(--navy-900); font-size: .98rem; }
.trust-item span { font-size: .88rem; color: var(--muted); }

/* Sections */
section { padding: 110px 0; scroll-margin-top: 76px; }
.section-soft { background: var(--bg-soft); }
.section-head { max-width: 660px; margin-bottom: 56px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { font-size: 1.08rem; color: var(--muted); }
.eyebrow { display: inline-flex; align-items: center; gap: 12px; margin-bottom: 16px; color: var(--gold-600); font-size: .76rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 28px; height: 1px; background: currentColor; }
.section-head.center .eyebrow::after { content: ""; width: 28px; height: 1px; background: currentColor; }

/* Coverage cards */
.grid { display: grid; gap: 22px; }
.grid-3 { grid-template-columns: repeat(6, 1fr); }
.grid-3 > * { grid-column: span 2; }
.grid-3 > :nth-child(4):nth-last-child(2) { grid-column: 2 / span 2; }
.card { position: relative; padding: 32px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); }
.card p { margin: 0; color: var(--muted); }
.coverage-card { display: flex; flex-direction: column; overflow: hidden; color: inherit; text-decoration: none; transition: transform .45s var(--ease), box-shadow .45s var(--ease), border-color .45s; }
.coverage-card > * { position: relative; }
.coverage-card::before { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(380px circle at var(--mx, 50%) var(--my, 0%), rgba(227, 140, 44, .14), transparent 45%); opacity: 0; transition: opacity .4s; }
.coverage-card::after { content: ""; position: absolute; top: 0; left: 0; width: 100%; height: 3px; background: linear-gradient(90deg, var(--gold), #f2ad5e); transform: scaleX(0); transform-origin: left; transition: transform .55s var(--ease); }
.coverage-card:hover { transform: translateY(-6px); border-color: transparent; box-shadow: var(--shadow-md); }
.coverage-card:hover::before { opacity: 1; }
.coverage-card:hover::after { transform: scaleX(1); }
.card-icon { width: 56px; height: 56px; margin-bottom: 22px; border-radius: 15px; display: grid; place-items: center; background: linear-gradient(145deg, #fdf5ec, #f7e9dc); color: var(--navy-800); transition: background .4s, color .4s, transform .5s var(--ease); }
.coverage-card:hover .card-icon { background: linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: var(--gold); transform: rotate(-6deg) scale(1.06); }
.card-link { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; padding-top: 22px; color: var(--navy-800); font-size: .92rem; font-weight: 600; }
.card-link svg { transition: transform .3s var(--ease); }
.coverage-card:hover .card-link svg { transform: translateX(5px); }

/* Process */
.steps { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.steps::before { content: ""; position: absolute; top: 31px; left: 17%; right: 17%; height: 2px; background: linear-gradient(90deg, var(--gold), #f2ad5e); transform: scaleX(0); transform-origin: left; transition: transform 1.6s var(--ease) .4s; }
.steps.in::before { transform: scaleX(1); }
.step { padding: 0 12px; text-align: center; }
.step p { color: var(--muted); }
.step-num { position: relative; z-index: 1; width: 64px; height: 64px; margin: 0 auto 22px; border-radius: 50%; display: grid; place-items: center; background: #fff; border: 2px solid var(--gold); color: var(--navy-900); font-family: var(--serif); font-size: 1.45rem; font-weight: 600; box-shadow: 0 0 0 8px var(--bg-soft); }

/* Coverage finder */
.finder { display: grid; grid-template-columns: 1.1fr .9fr; gap: 28px; align-items: stretch; }
.finder-options { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; align-content: start; }
.chip { position: relative; display: flex; align-items: center; gap: 14px; padding: 16px 44px 16px 16px; border: 1px solid var(--line); border-radius: 16px; background: #fff; color: var(--navy-900); font: 600 1rem/1.3 var(--sans); text-align: left; cursor: pointer; transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .3s, background .3s, color .3s; }
.chip:hover { transform: translateY(-3px); border-color: #e2d5c8; box-shadow: var(--shadow-md); }
.chip:active { transform: scale(.97); }
.chip:last-child:nth-child(odd) { grid-column: 1 / -1; }
.chip-icon { width: 44px; height: 44px; flex-shrink: 0; border-radius: 12px; display: grid; place-items: center; background: #fbf0e5; color: var(--navy-800); transition: background .3s, color .3s, transform .45s var(--ease); }
.chip::after { content: ""; position: absolute; top: 50%; right: 14px; width: 22px; height: 22px; margin-top: -11px; border-radius: 50%; border: 1.5px solid #e2d5c8; background: #fff center / 12px no-repeat; transition: background-color .3s, border-color .3s, transform .45s var(--ease); }
.chip[aria-pressed="true"] { border-color: var(--navy-800); background: linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: #fff; box-shadow: var(--shadow-md); }
.chip[aria-pressed="true"] .chip-icon { background: rgba(227, 140, 44, .18); color: var(--gold); transform: rotate(-8deg) scale(1.05); }
.chip[aria-pressed="true"]::after { border-color: var(--gold); background-color: var(--gold); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231b1a28' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E"); transform: scale(1.12); }
.finder-result { position: relative; overflow: hidden; display: flex; flex-direction: column; padding: 30px; border-radius: 22px; background: radial-gradient(500px 260px at 100% 0%, rgba(227, 140, 44, .22), transparent 60%), linear-gradient(160deg, var(--navy-900), var(--navy-950)); color: #e6dcd3; box-shadow: var(--shadow-lg); }
.finder-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 18px; }
.finder-top strong { color: #fff; font-family: var(--serif); font-size: 1.3rem; font-weight: 600; }
.finder-count { padding: 5px 12px; border-radius: 999px; background: rgba(255, 255, 255, .08); color: var(--gold); font-size: .8rem; font-weight: 600; white-space: nowrap; }
.finder-count.bump { animation: bump .45s var(--ease); }
@keyframes bump { 50% { transform: scale(1.18); } }
.finder-empty { margin: 0 0 18px; color: #bfb3aa; }
.finder-list { display: grid; gap: 10px; margin: 0 0 18px; padding: 0; list-style: none; }
.finder-list li { display: flex; gap: 12px; padding: 14px 16px; border-radius: 14px; background: rgba(255, 255, 255, .05); border: 1px solid rgba(255, 255, 255, .08); animation: slide-in .45s var(--ease) both; }
.finder-list li svg { flex-shrink: 0; margin-top: 3px; color: #f2ad5e; }
.finder-list strong { display: block; color: #fff; }
.finder-list span { font-size: .88rem; }
.finder-tip { margin: 0 0 18px; padding: 12px 14px; border-left: 3px solid var(--gold); border-radius: 0 10px 10px 0; background: rgba(227, 140, 44, .1); color: #f7c896; font-size: .88rem; animation: slide-in .45s var(--ease) both; }
@keyframes slide-in { from { opacity: 0; transform: translateX(16px); } to { opacity: 1; transform: none; } }
.finder-cta { align-self: flex-start; margin-top: auto; }

/* About */
.why { background: linear-gradient(160deg, var(--navy-900), var(--navy-950)); color: #e6dcd3; }
.why h2 { color: #fff; }
.why-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 72px; align-items: center; }
.why-quote { margin: 30px 0 0; padding-left: 24px; border-left: 2px solid var(--gold); font-family: var(--serif); font-size: clamp(1.35rem, 2.4vw, 1.8rem); line-height: 1.35; color: #fff; }
.why-list { display: grid; gap: 18px; margin: 0; padding: 0; list-style: none; }
.why-list li { display: flex; gap: 16px; padding: 24px; border-radius: 18px; background: rgba(255, 255, 255, .04); border: 1px solid rgba(255, 255, 255, .09); transition: background .4s, transform .5s var(--ease); }
.why-list li:hover { background: rgba(255, 255, 255, .08); transform: translateX(6px); }
.why-list strong { display: block; margin-bottom: 4px; color: #fff; }
.why-list svg { flex-shrink: 0; margin-top: 3px; color: var(--gold); }

/* FAQ */
.faq { max-width: 820px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 24px 0; list-style: none; cursor: pointer; font-family: var(--serif); font-size: 1.22rem; font-weight: 600; color: var(--navy-900); }
.faq summary::-webkit-details-marker { display: none; }
.plus { position: relative; flex-shrink: 0; width: 36px; height: 36px; border-radius: 50%; border: 1px solid var(--line); transition: transform .4s var(--ease), background .3s, border-color .3s; }
.plus::before, .plus::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; background: var(--navy-900); transform: translate(-50%, -50%); }
.plus::after { transform: translate(-50%, -50%) rotate(90deg); transition: transform .4s var(--ease); }
.faq summary:hover .plus { border-color: var(--gold); }
.faq details[open] .plus { background: var(--gold-100); border-color: var(--gold); transform: rotate(180deg); }
.faq details[open] .plus::after { transform: translate(-50%, -50%) rotate(0deg); }
.answer { padding: 0 56px 26px 0; color: var(--muted); animation: fade .5s var(--ease); }
@keyframes fade { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }

/* Call to action */
.cta { padding-top: 0; }
.cta-box { position: relative; overflow: hidden; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 40px; padding: 72px 60px; border-radius: 28px; background: radial-gradient(600px 300px at 92% 0%, rgba(227, 140, 44, .3), transparent 60%), linear-gradient(135deg, var(--navy-800), var(--navy-950)); color: #e6dcd3; box-shadow: var(--shadow-lg); }
.cta-box > div:first-child { flex: 1 1 420px; }
.cta-box h2 { margin-bottom: 10px; color: #fff; }
.cta-box p { max-width: 520px; margin: 0; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 14px; }

/* Inner page header */
.page-hero { padding: 84px 0 80px; background: radial-gradient(900px 420px at 90% -20%, #4a3530 0%, transparent 60%), linear-gradient(160deg, var(--navy-900), var(--navy-950)); color: #e6dcd3; }
.page-hero.tall { padding-bottom: 180px; }
.page-hero h1 { margin-bottom: .3em; color: #fff; font-size: clamp(2.3rem, 4.8vw, 3.5rem); }
.page-hero p { max-width: 620px; margin: 0; font-size: 1.1rem; }
.breadcrumb { margin-bottom: 18px; color: #a69a90; font-size: .85rem; }
.breadcrumb a { color: #e6dcd3; text-decoration: none; }
.breadcrumb a:hover { color: var(--gold); }

/* Contact */
.contact-section { padding: 0 0 110px; }
.contact-layout { position: relative; z-index: 2; display: grid; grid-template-columns: 1.45fr 1fr; gap: 32px; align-items: start; margin-top: -130px; }
.form { padding: 44px; background: #fff; border: 1px solid var(--line); border-radius: 26px; box-shadow: var(--shadow-lg); }
.form h2 { margin-bottom: 8px; font-size: 1.8rem; }
.form-intro { margin-bottom: 30px; color: var(--muted); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 20px; }
.field label { display: block; margin-bottom: 8px; color: var(--navy-900); font-size: .88rem; font-weight: 600; }
.field input, .field select, .field textarea { width: 100%; padding: 14px 16px; border: 1px solid #e6dbcf; border-radius: 12px; background: #fffdfa; color: var(--ink); font: inherit; font-size: 1rem; transition: border-color .25s, box-shadow .25s, background .25s; }
.field input:hover, .field select:hover, .field textarea:hover { border-color: #d2c4b6; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--navy-700); background: #fff; box-shadow: 0 0 0 4px rgba(53, 50, 73, .12); }
.field select { -webkit-appearance: none; appearance: none; padding-right: 44px; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%236a6370' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; }
.field textarea { min-height: 130px; resize: vertical; }
.hint { color: var(--muted); font-size: .82rem; font-weight: 400; }
.consent { display: flex; align-items: flex-start; gap: 14px; margin: 6px 0 26px; padding: 18px 20px; border: 1px solid var(--line); border-radius: 14px; background: var(--bg-soft); }
.consent input { width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px; accent-color: var(--navy-800); cursor: pointer; }
.consent label { color: var(--ink); font-size: .85rem; line-height: 1.6; cursor: pointer; }
.consent a { color: var(--navy-700); font-weight: 600; }
.form-row-3 { grid-template-columns: 1.2fr 1.2fr 1fr; }
.choice-group { border: 0; padding: 0; min-width: 0; }
.choice-group legend, .repeat-group legend { margin-bottom: 10px; padding: 0; color: var(--navy-900); font-size: .88rem; font-weight: 600; }
.choice-group .choice { display: inline-flex; align-items: center; gap: 8px; margin: 0 10px 8px 0; padding: 12px 18px; border: 1px solid #e6dbcf; border-radius: 12px; background: #fffdfa; color: var(--ink); font-size: 1rem; font-weight: 500; cursor: pointer; }
.choice-group .choice:has(input:checked) { border-color: var(--navy-700); background: #fff; box-shadow: 0 0 0 4px rgba(53, 50, 73, .12); }
.choice-group input { width: 18px; height: 18px; margin: 0; accent-color: var(--navy-800); }
.repeat-group { margin: 0 0 22px; padding: 0; border: 0; min-width: 0; }
.repeat-row { margin-bottom: 12px; padding: 16px 16px 0; border: 1px solid var(--line); border-radius: 14px; background: var(--bg-soft); }
.repeat-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.repeat-title { color: var(--navy-900); font-size: .82rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; }
.remove-row { padding: 4px 8px; border: 0; background: none; color: var(--muted); font: inherit; font-size: .85rem; text-decoration: underline; cursor: pointer; }
.repeat-row:first-child .remove-row { visibility: hidden; }
.add-row { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border: 1px dashed #d2c4b6; border-radius: 12px; background: #fff; color: var(--navy-800); font: inherit; font-size: .95rem; font-weight: 600; cursor: pointer; }
.add-row span { font-size: 1.25rem; line-height: 1; }
.add-row:hover { border-color: var(--navy-700); }
.form .btn { width: 100%; padding: 18px 26px; font-size: 1.02rem; }
.info-card { padding: 32px; background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow-md); }
.info-card + .info-card { margin-top: 20px; }
.info-card h3 { margin-bottom: 20px; }
.info-list { display: grid; gap: 20px; margin: 0; padding: 0; list-style: none; }
.info-list li { display: flex; gap: 14px; }
.info-icon { width: 44px; height: 44px; flex-shrink: 0; border-radius: 12px; display: grid; place-items: center; background: var(--gold-100); color: var(--gold-600); }
.info-list small { display: block; color: var(--muted); font-size: .72rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.info-list a, .info-list span { color: var(--navy-900); font-weight: 500; text-decoration: none; }
.info-list a:hover { color: var(--gold-600); }
.info-card.dark { background: linear-gradient(160deg, var(--navy-900), var(--navy-950)); border: 0; color: #e6dcd3; }
.info-card.dark h3 { margin-bottom: 10px; color: #fff; }
.info-card.dark p { margin: 0; }
.info-card.dark a { color: var(--gold); }

/* Confirmation pop-up */
.modal { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; padding: 20px; background: rgba(18, 17, 25, .55); -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); opacity: 0; visibility: hidden; transition: opacity .35s, visibility .35s; }
.modal.open { opacity: 1; visibility: visible; }
.modal-box { width: 100%; max-width: 440px; padding: 44px 34px 34px; border-radius: 24px; background: #fff; text-align: center; box-shadow: var(--shadow-lg); transform: translateY(24px) scale(.96); transition: transform .5s var(--ease); }
.modal.open .modal-box { transform: none; }
.modal-check { width: 76px; height: 76px; margin: 0 auto 20px; border-radius: 50%; display: grid; place-items: center; background: #e8f7ef; color: #1f8a4c; }
.modal-check path { stroke-dasharray: 24; stroke-dashoffset: 24; }
.modal.open .modal-check path { animation: draw .6s .25s var(--ease) forwards; }
.modal-box p { color: var(--muted); }

/* Legal pages */
.progress { position: fixed; top: 0; left: 0; z-index: 60; width: 100%; height: 3px; background: linear-gradient(90deg, var(--gold), #f6b86e); transform: scaleX(0); transform-origin: left; }
.legal-section { padding: 80px 0 110px; }
.legal-wrap { display: grid; grid-template-columns: 250px 1fr; gap: 64px; align-items: start; }
.legal-aside { position: sticky; top: 110px; }
.legal-toc { padding: 24px; background: var(--bg-soft); border: 1px solid var(--line); border-radius: 18px; }
.legal-toc strong { display: block; margin-bottom: 12px; color: var(--muted); font-size: .72rem; letter-spacing: .16em; text-transform: uppercase; }
.legal-toc ol { display: grid; gap: 9px; margin: 0; padding-left: 1.2em; font-size: .92rem; }
.legal-toc a { color: var(--navy-800); text-decoration: none; }
.legal-toc a:hover { color: var(--gold-600); }
.legal { max-width: 760px; }
.legal > p:first-child { font-size: 1.12rem; color: var(--navy-900); }
.legal h2 { margin-top: 2.1em; font-size: 1.65rem; scroll-margin-top: 100px; }
.legal h3 { margin-top: 1.5em; font-size: 1.15rem; }
.legal ul { padding-left: 1.2em; }
.legal li { margin-bottom: .5em; }
.legal li::marker { color: var(--gold-600); }
.callout { margin: 1.3em 0; padding: 18px 22px; border-left: 4px solid var(--gold); border-radius: 0 14px 14px 0; background: var(--gold-100); }

/* Footer */
.site-footer { padding: 80px 0 30px; background: var(--navy-950); color: #aaa097; font-size: .93rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1.2fr 1fr 1fr; gap: 40px; margin-bottom: 56px; }
.site-footer .brand { color: #fff; }
.site-footer .brand-name small { color: #938880; }
.footer-brand p { max-width: 320px; margin-top: 18px; }
.site-footer h4 { margin: 0 0 18px; color: #fff; font-size: .74rem; letter-spacing: .16em; text-transform: uppercase; }
.site-footer ul { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }
.site-footer a { color: #e6dcd3; text-decoration: none; transition: color .2s; }
.site-footer a:hover { color: var(--gold); }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 14px; padding-top: 26px; border-top: 1px solid rgba(255, 255, 255, .08); font-size: .85rem; }
.footer-bottom nav { display: flex; gap: 22px; }

/* Hero checkup link */
.hero-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 24px; padding-bottom: 3px; border-bottom: 1px solid rgba(247, 200, 150, .4); color: #f7c896; font-weight: 600; text-decoration: none; transition: color .25s, border-color .25s; }
.hero-link:hover { color: #fff; border-color: #fff; }
.hero-link svg { transition: transform .3s var(--ease); }
.hero-link:hover svg { transform: translateX(4px); }

/* Coverage checkup */
.checkup { display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; align-items: center; padding: 56px; border-radius: 28px; background: radial-gradient(600px 300px at 0% 0%, rgba(227, 140, 44, .2), transparent 60%), linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: #e6dcd3; box-shadow: var(--shadow-lg); }
.checkup h2 { color: #fff; }
.checkup-points { display: grid; gap: 10px; margin: 24px 0 0; padding: 0; list-style: none; }
.checkup-points li { display: flex; align-items: center; gap: 12px; }
.checkup-points li::before { content: ""; width: 8px; height: 8px; flex-shrink: 0; border-radius: 50%; background: var(--gold); }
.checkup-card { min-height: 380px; padding: 34px; border-radius: 22px; background: #fff; color: var(--ink); box-shadow: var(--shadow-lg); }
.checkup-progress { height: 6px; margin-bottom: 28px; border-radius: 99px; background: var(--line); overflow: hidden; }
.checkup-progress span { display: block; width: 0; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--gold), #f6b86e); transition: width .5s var(--ease); }
.checkup-body { animation: fade .45s var(--ease); }
.checkup-step { margin: 0; color: var(--muted); font-size: .78rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.checkup-q { margin: 10px 0 26px; color: var(--navy-900); font-family: var(--serif); font-size: 1.5rem; font-weight: 600; line-height: 1.3; }
.checkup-answers { display: grid; gap: 12px; }
.answer-btn { padding: 16px 20px; border: 1px solid var(--line); border-radius: 14px; background: #fff; color: var(--navy-900); font: 600 1rem/1.2 var(--sans); text-align: left; cursor: pointer; transition: border-color .25s, background .25s, transform .3s var(--ease); }
.answer-btn:hover { border-color: var(--gold); background: var(--gold-100); transform: translateX(6px); }
.score { display: flex; align-items: center; gap: 20px; margin-bottom: 20px; }
.score-ring { position: relative; width: 96px; height: 96px; flex-shrink: 0; }
.score-ring svg { transform: rotate(-90deg); }
.score-ring circle { fill: none; stroke-width: 8; }
.score-ring .track { stroke: var(--line); }
.score-ring .meter { stroke: var(--gold); stroke-linecap: round; stroke-dasharray: 251.3; stroke-dashoffset: 251.3; transition: stroke-dashoffset 1.2s var(--ease) .2s; }
.score-ring strong { position: absolute; inset: 0; display: grid; place-items: center; color: var(--navy-900); font-family: var(--serif); font-size: 1.4rem; }
.score h3 { margin: 0 0 4px; }
.score p { margin: 0; color: var(--muted); font-size: .92rem; }
.fix-list { display: grid; gap: 10px; margin: 0 0 24px; padding: 0; list-style: none; }
.fix-list li { padding: 12px 14px; border-left: 3px solid var(--gold); border-radius: 0 12px 12px 0; background: var(--bg-soft); animation: slide-in .45s var(--ease) both; animation-delay: calc(var(--i, 0) * 80ms); }
.fix-list strong { display: block; color: var(--navy-900); font-size: .95rem; }
.fix-list span { color: var(--muted); font-size: .85rem; }
.checkup-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 16px; }
.link-btn { padding: 0; border: 0; background: none; color: var(--navy-700); font: 600 .95rem var(--sans); text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }

/* Hurricane prep */
.hurricane { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.season-card { display: flex; align-items: flex-start; gap: 16px; margin: 26px 0 28px; padding: 20px; border: 1px solid var(--line); border-radius: 18px; background: #fff; box-shadow: var(--shadow-sm); }
.season-icon { width: 48px; height: 48px; flex-shrink: 0; border-radius: 14px; display: grid; place-items: center; background: linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: var(--gold); }
.season-icon svg { animation: spin 6s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
.season-status { display: block; color: var(--navy-900); font-size: 1.05rem; }
.season-sub { display: block; margin-top: 4px; color: var(--muted); font-size: .9rem; }
.prep { padding: 32px; border: 1px solid var(--line); border-radius: 22px; background: #fff; box-shadow: var(--shadow-md); }
.prep-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.prep-head strong { color: var(--navy-900); font-family: var(--serif); font-size: 1.3rem; }
.prep-count { color: var(--gold-600); font-size: .85rem; font-weight: 600; white-space: nowrap; }
.prep-bar { height: 8px; margin: 14px 0 18px; border-radius: 99px; background: var(--line); overflow: hidden; }
.prep-bar span { display: block; width: 0; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--gold), #f6b86e); transition: width .5s var(--ease); }
.prep-list { display: grid; gap: 2px; margin: 0; padding: 0; list-style: none; }
.prep-list label { position: relative; display: flex; align-items: flex-start; gap: 14px; padding: 12px; border-radius: 12px; cursor: pointer; transition: background .25s; }
.prep-list label:hover { background: var(--bg-soft); }
.prep-list input { position: absolute; width: 1px; height: 1px; opacity: 0; }
.prep-list .box { position: relative; width: 24px; height: 24px; flex-shrink: 0; margin-top: 1px; border: 2px solid #e2d5c8; border-radius: 7px; transition: background .25s, border-color .25s; }
.prep-list .box::after { content: ""; position: absolute; left: 6px; top: 2px; width: 6px; height: 11px; border: solid #fff; border-width: 0 2.5px 2.5px 0; transform: rotate(45deg) scale(0); transition: transform .3s var(--ease); }
.prep-list input:checked + .box { border-color: var(--navy-800); background: var(--navy-800); }
.prep-list input:checked + .box::after { transform: rotate(45deg) scale(1); }
.prep-list input:focus-visible + .box { outline: 3px solid var(--gold); outline-offset: 2px; }
.prep-list strong { display: block; color: var(--navy-900); font-size: .98rem; transition: color .25s; }
.prep-list small { display: block; color: var(--muted); font-size: .85rem; }
.prep-list input:checked ~ span strong { color: var(--muted); text-decoration: line-through; }
.prep-done { margin: 16px 0 0; padding: 12px 14px; border-radius: 12px; background: #e8f7ef; color: #1f6b3f; font-weight: 500; animation: fade .5s var(--ease); }

/* Glossary flip cards */
.flip-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.flip { height: 190px; padding: 0; border: 0; background: none; font: inherit; text-align: center; cursor: pointer; perspective: 1000px; }
.flip-inner { position: relative; display: block; width: 100%; height: 100%; transform-style: preserve-3d; transition: transform .7s var(--ease); }
.flip[aria-pressed="true"] .flip-inner { transform: rotateY(180deg); }
.flip-front, .flip-back { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px; padding: 24px; border-radius: 18px; -webkit-backface-visibility: hidden; backface-visibility: hidden; }
.flip-front { border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow-sm); transition: border-color .3s, box-shadow .3s; }
.flip:hover .flip-front { border-color: var(--gold); box-shadow: var(--shadow-md); }
.flip-term { color: var(--navy-900); font-family: var(--serif); font-size: 1.45rem; font-weight: 600; }
.flip-hint { color: var(--gold-600); font-size: .75rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.flip-back { background: linear-gradient(145deg, var(--navy-800), var(--navy-950)); color: #efe6dd; font-size: .96rem; line-height: 1.55; transform: rotateY(180deg); }
@media (max-width: 1000px) {
  .checkup, .hurricane { grid-template-columns: 1fr; }
  .flip-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .checkup { gap: 28px; padding: 28px 20px; }
  .checkup-card, .prep { padding: 24px 20px; }
}
@media (max-width: 520px) {
  .flip-grid { grid-template-columns: 1fr; }
}

/* Back to top and mobile action bar */
.to-top { position: fixed; right: 20px; bottom: 20px; z-index: 40; width: 48px; height: 48px; display: grid; place-items: center; border: 0; border-radius: 50%; background: var(--navy-900); color: var(--gold); box-shadow: var(--shadow-md); cursor: pointer; opacity: 0; visibility: hidden; transform: translateY(16px); transition: opacity .3s, visibility .3s, transform .4s var(--ease), background .3s; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--navy-700); transform: translateY(-3px); }
.mobile-bar { display: none; }

/* Scroll reveal (only when JavaScript is running) */
.js .reveal { opacity: 0; }
.js .reveal.in { animation: reveal .9s var(--ease) both; animation-delay: calc(var(--d, 0) * 90ms); }
@keyframes reveal { from { opacity: 0; translate: 0 34px; } to { opacity: 1; translate: 0 0; } }

/* Responsive */
@media (max-width: 1000px) {
  .hero-grid, .why-grid, .contact-layout, .legal-wrap, .finder { grid-template-columns: 1fr; }
  .hero-grid { gap: 56px; }
  .hero-visual { max-width: 460px; }
  .why-grid { gap: 44px; }
  .trust-grid, .grid-3, .footer-grid { grid-template-columns: 1fr 1fr; }
  .grid-3 > *, .grid-3 > :nth-child(4):nth-last-child(2) { grid-column: auto; }
  .trust-item:nth-child(3) { border-left: 0; }
  .trust-item:nth-child(n+3) { border-top: 1px solid var(--line); }
  .legal-wrap { gap: 32px; }
  .legal-aside { position: static; }
}
@media (max-width: 760px) {
  body { font-size: 16px; }
  .nav-toggle { display: inline-flex; }
  .nav { position: absolute; top: 76px; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; padding: 8px 24px 24px; background: #fff; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-md); opacity: 0; visibility: hidden; transform: translateY(-10px); transition: opacity .3s, transform .3s var(--ease), visibility .3s; }
  .nav.open { opacity: 1; visibility: visible; transform: none; }
  .nav a { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav a:not(.btn)::after { display: none; }
  .nav a.btn { margin-top: 16px; padding: 16px; border-bottom: 0; }
  section { padding: 80px 0; }
  .hero { padding: 72px 0 116px; }
  .trust-grid, .grid-3, .form-row, .steps, .footer-grid { grid-template-columns: 1fr; }
  .trust-item + .trust-item { border-left: 0; border-top: 1px solid var(--line); }
  .steps::before { display: none; }
  .cta-box { padding: 48px 28px; }
  .form, .info-card { padding: 28px 22px; }
  .contact-layout { margin-top: -120px; }
  .answer { padding-right: 0; }
  .mobile-bar { position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 45; display: grid; grid-template-columns: 1fr 2fr; gap: 10px; padding: 10px; border-radius: 20px; background: rgba(18, 17, 25, .92); -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px); box-shadow: var(--shadow-lg); transform: translateY(140%); transition: transform .5s var(--ease); }
  .mobile-bar.show { transform: none; }
  .mobile-bar .btn { padding: 14px 16px; }
  .has-mobile-bar .to-top { bottom: 96px; }
  .has-mobile-bar .site-footer { padding-bottom: 110px; }
}
@media (max-width: 520px) {
  .finder-options { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; transition-delay: 0s !important; scroll-behavior: auto !important; }
}